One unified local-first engine for in-store smart POS and digital e-commerce. Zero monthly software rent, zero inventory race conditions, and wholesale domestic Interac debit clearing.
REPLACING FRAGMENTED PLATFORMS WITH ONE SOVEREIGN SYSTEM
Adjust the sliders or type your exact shop numbers below. See your total annual savings, monthly savings, and savings on every single customer tap.
Takes 2.50% on Canadian debit cards that clear wholesale for ~$0.02, plus $194/mo in platform & POS Pro fees.
Native Canadian Interac ACSS clearing at wholesale flat cents, $0 monthly SaaS rent, and automatic Helcim volume-tier discounting.
Want to see the underlying mathematics? Read our deep-dive research paper on Payments Canada ACSS clearing, net effective take-rate equations (τeff), and the FCAC Code of Conduct.
Independent retailers usually juggle two completely separate platforms: an in-store card terminal from a legacy bank and an e-commerce website from a cloud SaaS builder. Here is why unifying them on a single codebase wins.
Two separate databases glued together by fragile third-party synchronization plugins that take 15 to 120 seconds to sync.
In-store POS and web e-commerce share the exact same database records, product inventory locks, customer profiles, and pricing rules.
BEGIN IMMEDIATE). In-store tap and online cart decrement the exact same ledger row instantaneously. Zero overselling.Pre-compiled Next.js assets served from global edge CDNs. Loads faster than the blink of an eye on mobile.
Client-side tokenization via Helcim Pay.js. Zero raw credit card numbers ever transit or touch your web server.
Local SQLite database can queue authorizations and keep the cash register scanning even during internet drops.
You own the Git repository. If any provider ever changes terms, you can redeploy to another cloud in 3 minutes.
Canadian bank acquirers lock merchants into 48-month equipment leases, costing $3,600+ per terminal. With Sovereign Canadian Commerce, you own modern smart hardware outright with zero recurring rental fees.
All-in-one wireless handheld smart POS terminal with high-speed thermal receipt printer, customer-facing touch screen, and dual wireless connectivity.
Pocket-sized mobile card reader pairing via Bluetooth or USB to any iPad, Android tablet, iPhone, or laptop running the Sovereign POS Progressive Web App.
One-time professional setup by Canadian commerce engineers. You own your code deed, hold wholesale interchange-plus acquiring rates, and pay $0.00/month in platform SaaS fees.
For online boutiques, service invoicing, and digital catalogs selling on the web without physical counter hardware.
For physical storefronts, cafes, and salons replacing rented Moneris/Clover/Square terminals with modern hardware.
The flagship "Same System" architecture uniting your physical retail counter and digital web store into one single ledger.
Many Canadian shop owners stay on expensive bank acquirers (Moneris, Global Payments, Chase) because they fear $1,500+ "Early Termination Fees" (ETFs). Here is the legal rule they hope you never find out:
By federal law, card processors must give you 90 days written notice whenever any fee, interchange rate, or assessment increases.
Whenever a fee changes (which happens twice every year during Visa/Mastercard revisions), you have the absolute legal right to cancel with $0 penalty.
Processors cannot tie terminal leases to cancelation barriers or force automatic multi-year renewal clauses.
Hand this copy-paste template to your accountant or controller to nullify your early termination fees.
RE: NOTICE OF CONTRACT TERMINATION PURSUANT TO ELEMENT 2 OF THE FCAC CODE OF CONDUCT To Merchant Services Accounts Department: Please accept this letter as formal notice of contract termination for Merchant ID: [YOUR MID NUMBER], effective immediately. Pursuant to Element 2 of the Financial Consumer Agency of Canada (FCAC) Code of Conduct for the Credit and Debit Card Industry in Canada, merchants are legally entitled to terminate their merchant processing agreement without penalty or early termination fees within ninety (90) days of receiving notice of any fee increase or introduction of a new fee. Due to recent fee schedule modifications and card brand interchange rate schedule changes reflected in our recent statements, we hereby exercise our statutory right to cancel all processing services, gateway authorizations, and equipment leasing ties without liquidated damages or cancellation penalties. Please confirm receipt of this termination notice and provide final settlement instructions within five (5) business days. Sincerely, [Business Owner Name / Controller] [Business Legal Name] [Business Address & Phone]